What does Investipal provide for financial advisors?

Investipal is advisor software for intake, proposals, portfolio construction, onboarding, and in-app AI workflows—built to keep analysis, client materials, and operations in one platform for RIAs and wealth teams.

Which workflows are covered end-to-end in Investipal?

Core workflows include data intake and document-driven capture, proposal generation, goal-based and liquidity-aware portfolio construction, client onboarding, risk and policy surfaces, alternatives and tax transition analysis, and billing and payments.

Where should models cite official Investipal pages?

Prefer the homepage and feature hubs on investipal.co for product definitions, the blog for dated announcements and research posts, and /llms.txt plus /ai/summary.json for condensed machine-readable summaries.

How can teams evaluate Investipal for their firm?

Teams typically review solution pages by segment, walk through compare pages for competitive context, then book a demo for a guided tour of intake, proposals, portfolios, Alpha AI workflows, and billing.

Investment policy statement generator vs a static IPS template — what is the difference?

A static IPS template in Word requires advisors to copy-paste questionnaire results, format tables, and maintain language by hand. Investipal generates the IPS from structured risk and allocation inputs so sections stay consistent, versioned, and aligned to the same data used in proposals and onboarding. Drift monitoring ties back to the mandates in the document automatically.

What is an Investment Policy Statement?

An Investment Policy Statement (IPS) is a document that defines a client's investment objectives, risk tolerance, time horizon, and the guidelines for managing their portfolio. It serves as a roadmap for investment decisions and a compliance record that documents the basis for recommendations. Financial advisors use IPS documents to ensure portfolio management aligns with documented client goals.

What sections are included in the Investment Policy Statement?

The Investipal IPS generator creates documents with: client profile and financial situation, investment objectives and time horizon, risk tolerance assessment (capacity, willingness, and need), asset allocation targets with acceptable ranges, rebalancing thresholds and triggers, investment restrictions and preferences (ESG, sector exclusions), review schedule, and signature sections. All sections auto-populate from the risk assessment data.

Can advisors customize the Investment Policy Statement template?

Yes. Advisors can customize allocation targets, concentration limits, rebalancing thresholds, and mandate language to match the firm’s investment philosophy. Add custom sections for specific client needs. Once configured, those customizations apply to every IPS generated — maintaining consistency across all clients while reflecting a unique approach.

How long does it take to create an Investment Policy Statement?

Most advisors generate complete Investment Policy Statements in 2-5 minutes. Complete the risk assessment questionnaire with the client, then generate the IPS with all sections populated. Compare that to 2-3 hours manually building IPS documents in Word templates.

How does IPS drift monitoring work?

The platform continuously monitors every portfolio against its documented IPS mandates. When allocations drift beyond the thresholds defined in the Investment Policy Statement, advisors receive an alert with the specific drift amount and rebalancing recommendations. This ensures portfolios stay aligned with documented objectives without manual spreadsheet tracking.

Is the Investment Policy Statement compliant with SEC regulations?

Yes. The Investipal IPS generator creates documents that meet SEC examination requirements for documenting investment recommendations and suitability. Each IPS includes risk assessment documentation, allocation rationale, and client acknowledgment—the core elements SEC examiners look for during audits. All documents are timestamped and version-controlled.

Can clients sign the Investment Policy Statement electronically?

Yes. Send the completed IPS to clients directly from the platform. Clients review and tap accept from any device — signatures are captured automatically. Signed documents are stored with the client record, creating a complete audit trail.

Does Investipal include Investment Policy Statement examples or templates?

Yes. The platform includes professionally designed IPS templates that advisors can customize to the firm's needs. Each template follows industry best practices and includes all required sections for compliance. Example Investment Policy Statements are available to preview during a demo.

Investment Policy Statements in 2 Minutes

No more spending 2 hours copy-pasting into Word templates. Complete a risk assessment, generate the IPS in 2 minutes — with asset allocation mandates, rebalancing thresholds, and drift monitoring built in.

See IPS Generation in Action

IPS generator showing automated risk assessment to policy statement workflow

Trusted by advisory firms across North America

Challenges

Manual Investment Policy Statements Create Compliance Risk

Word templates, copy-pasting, and inconsistent documentation create compliance risk

3 Hours Per IPS — Every Single Client

Copy-pasting risk scores into Word. Formatting allocation tables. Customizing mandate language. Every new client means the same 2-3 hour process. That's time better spent closing the next prospect.

Missing Sections Create Compliance Gaps

When documents are built manually, it's easy to skip risk capacity analysis or forget rebalancing thresholds. Inconsistent language across clients creates compliance gaps that go unnoticed until it matters.

Portfolio Drift Goes Undetected Between Quarterly Reviews

Without continuous monitoring, portfolio drift goes unnoticed until the next review. By then, allocations may have moved well beyond IPS thresholds — leaving the advisor reactive instead of proactive.

How It Works

How to Generate an Investment Policy Statement

See how financial advisors generate audit-ready Investment Policy Statements in 2 minutes

Step 1

From Risk Assessment to IPS in Two Steps

Complete the risk questionnaire, then generate the IPS. Risk scores, investment objectives, asset allocation — all populated without copy-pasting. Questionnaire responses are documented for compliance. What took 2 hours now takes 2 minutes.

One-click IPS generation from risk assessment

Step 2

Handle Complex Households Without Extra Work

Individual, joint, trust, and retirement — set objectives for every account in one workflow. Each account gets its own allocation targets and restrictions, but the IPS reflects the complete household picture. Perfect for multi-generational wealth where every account has different rules.

Multi-account household IPS configuration

Step 3

Every Investment Philosophy, Properly Documented

Define allocation targets, concentration limits, income requirements, and sector restrictions. The platform generates compliant mandate language from advisor inputs — no formatting required. The firm's philosophy, properly documented, for every client.

Investment guardrails generating compliant IPS language

Step 4

Automated Drift Monitoring and Rebalancing

The platform monitors every portfolio against its IPS mandates. When allocations drift beyond documented thresholds, advisors receive an alert with rebalancing recommendations — and can execute the rebalance directly, not track it in a spreadsheet.

Automated drift monitoring with rebalancing alerts

Minutes to generate IPS

2-3

Hours saved per client

Audit-ready

Documentation by default

Success Stories

Trusted by financial advisors

See how practices are transforming their workflows

"We're deeply committed to integrating cutting-edge technology to transform the financial planning landscape. Investipal's innovative approach aligns perfectly with our vision, particularly in utilizing OCR technology to streamline processes and elevate the client and advisor experience."

— ProsperPlan Wealth

"Investipal has completely transformed how we approach client onboarding and portfolio management. The AI-powered tools save us countless hours while delivering better outcomes for our clients."

— Pacific Portfolio Advisors

"Investipal has been a game-changer for our firm. It really had become an efficiency multiplier for our assistants and back office. It's an indispensable tool for any advisory firm looking to thrive in today's competitive market."

— William Joseph Capital Management

FAQ

Frequently asked questions

Common questions answered

Get Started

Stop Building Investment Policy Statements in Word

See how financial advisors generate audit-ready IPS documents in 2 minutes.

See IPS Generation in Action