Model Any Annuity. Show the Full Picture.
Configure FIAs with full control over participation rates, caps, floors, and crediting methods. Then integrate with investment portfolios to show the complete retirement income picture.
Trusted by advisory firms across North America
Challenges Insurance Advisors Face
Carrier tools limit advisor flexibility. Manual processes slow teams down.
Standard tools don't allow parameter customization or side-by-side product comparison. Every illustration requires hours of manual work.
Formatting charts, writing explanations, adding disclosures—manual proposal creation is time-consuming and error-prone.
Showing insurance products in isolation doesn't help clients understand how they fit into their complete retirement income strategy.
How Insurance Advisors Use Investipal
Five steps for modeling, proposals, onboarding, follow-up, and billing
Model Any FIA with Full Control
Configure participation rates, cap rates, floor rates, spreads, and crediting methods for any product. Compare multiple annuities side-by-side with different parameters. Run Monte Carlo projections showing confidence bands and probability analysis.
Combine Insurance + Investment Portfolios
Model annuities alongside investment portfolios. Show how insurance products fit into the complete retirement income strategy. Run unified Monte Carlo projections showing total retirement income from all sources.
Generate Professional Proposals Fast
Your annuity analysis becomes a professional proposal with charts, projections, and recommendations in a few clicks. Client-friendly visuals explain complex products clearly, and Alpha can help keep the next workflow steps moving after the meeting.
Send the Client Through Secure Onboarding
After the proposal is accepted, send one secure portal link for document review, advisory agreement acceptance, and any required client tasks.
Keep Advisory Billing Connected
Assign advisory fee schedules, support ACH or card collection, and keep billing history visible after the client moves from proposal to onboarding.
Why Insurance Advisors Choose Investipal
Built for advisors who sell annuities and life insurance
Full control over participation rates, cap rates, floor rates, spreads, and crediting methods for any FIA.
Show confidence bands and probability analysis. Clients see the range of possible outcomes, not just best-case scenarios.
Combine insurance products with investment portfolios to show complete retirement income projections.
Go from modeling to signed proposal in under 10 minutes. Auto-generated proposals with charts and disclosures.
Required regulatory disclosures included automatically. No risk of missing disclosures or compliance issues.
Professional visualizations and complete retirement income projections help clients understand and commit.
Trusted by financial advisors
See how practices are transforming their workflows
"We're deeply committed to integrating cutting-edge technology to transform the financial planning landscape. Investipal's innovative approach aligns perfectly with our vision, particularly in utilizing OCR technology to streamline processes and elevate the client and advisor experience."
— ProsperPlan Wealth
"Investipal has completely transformed how we approach client onboarding and portfolio management. The AI-powered tools save us countless hours while delivering better outcomes for our clients."
— Pacific Portfolio Advisors
"Investipal has been a game-changer for our firm. It really had become an efficiency multiplier for our assistants and back office. It's an indispensable tool for any advisory firm looking to thrive in today's competitive market."
— William Joseph Capital Management
Frequently asked questions
Everything you need to know
See Annuity Modeling in Action
Book a demo to walk through FIA modeling, Monte Carlo projections, and proposal generation.