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Most advisory teams would love to spend their day talking strategy with prospects, not re‑typing data into spreadsheets. Yet whenever a new lead arrives with a 40‑page brokerage statement, the same grind begins: manual data entry, separate tools for risk and tax, frantic copying into PowerPoint, and a three‑day lag before the prospect sees anything.
That lag is deadly. Momentum fades, questions pile up, and you look no different from the next advisor down the street.
Today, a modern proposal engine can turn that same PDF into a branded, compliance‑ready proposal in about five minutes. Below, you’ll see exactly how the process works, why it matters in an age of advisor shortages, and what your day looks like when software does the heavy lifting.
Clients are impatient. Mobile banking has trained everyone to expect answers right now, not next Tuesday. The advisor who responds first with a data‑driven, visually intuitive plan usually wins the business.
Advisors are scarce. Roughly 110,000 U.S. advisors are set to retire in the coming decade. If you can free up hours that used to disappear into proposal prep, you’ll serve a larger book without adding head‑count.
Compliance never sleeps. The more manual your workflow, the more places a disclosure can go missing. Standardized templates eliminate that risk.
Drag a PDF, a smartphone photo, or an Excel download into Investipal. Behind the scenes, optical character recognition (OCR) identifies tickers, quantities, cost basis, and even “odd” holdings like private credit notes. An AI layer then validates each security against a 100 k‑instrument database, so “BRK.B” never shows up as “BRK‑B” in your charts.
Result: zero manual typing and zero copy‑paste errors.
Side‑by‑side performance – The engine instantly charts one‑, three‑, and five‑year returns for the client’s current portfolio and your preferred model, both gross and net of fees.
Twenty‑five risk metrics – Sharpe ratio, beta, standard deviation, max drawdown, correlation to S&P 500, and more, laid out in an easy comparison table.
Exposure maps – A single heat map highlights geographic, sector, factor, and bond‑rating tilts, so you can say, “Half your equity exposure is large‑cap tech—here’s why that’s risky.”
Monte Carlo simulations run in one click. Simply specify the client’s contribution schedule, planned withdrawals, and target date. You get a probability‑of‑success chart and a worst‑case shortfall number—powerful anchors for a goals‑based conversation.
Unrealized gains are broken out lot‑by‑lot, projected capital‑gains tax is calculated, and loss‑harvesting opportunities are flagged. If selling everything now is painful, the software shows a phased transition that keeps the client in a lower bracket. Suddenly “I don’t want the tax hit” turns into “I see how we can manage it.”
Click Generate Proposal and a branded PDF appears:
Locked sections guarantee every disclosure and footer is identical from one proposal to the next, satisfying compliance without extra reviews.
Total elapsed time: roughly five minutes.
Multiply that by ten proposals a month, and you’ve reclaimed an entire work‑week.
Need an Investment Policy Statement (IPS) or standard risk language? The same data feeds a one‑click IPS generator: objectives, constraints, target allocation, rebalancing triggers, and monitoring schedule—all formatted to your firm’s letterhead.
Investipal checks those boxes, but evaluate any tool against the same list.
Upload a redacted statement or schedule a 15‑minute walkthrough: Book your demo.
The advisory world is short on time and long on opportunity. Automating proposals lets you seize that opportunity—before your competitors even open Excel.
Curious how Investipal can help accelerate your firm's growth? Chat with one of our solution experts.
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